Can you claim Mortgage compensation? Let’s Find Out Now!

CLICK below to check eligibility. We will run a Free no obligation claim assessment

  • Average claim £30,000
  • No win, no fee guarantee
  • 95% success rate with claims
60 Second FAST TRACK Claim Check

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Can I make a Mortgage Claim?

If you took out a mortgage prior in the last 25 years then there is the very real possibility you could be owed thousands. Many homeowners have taken advantage of rules intended to protect their interests when they have been mis-sold their mortgage.

It may be that the mortgage sold to you was totally unsuitable for your needs and as a result you have ended up in financial difficulties, or it may be that secret commissions were paid to brokers without your knowledge.

We can quickly check if you qualify and help you get what you are rightfully owed. If you qualify, we can assist you in claiming compensation on a No Win, No Fee basis, so there is no risk to you at all. Get in touch to discuss your claim with our experts who can assist you for free with no obligation to proceed.

60 Second FAST TRACK Claim Check

Did your mortgage start after October 2004?


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£30k Average Claim

95% Success Rate

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“They were very helpful and explained things clearly and were polite and friendly and made you feel at ease from the start.”

Trustpilot 5/5 Rating

“Absolutely helpful. I will definitely recommend to everyone. Thank you guys.”

Trustpilot 5/5 Rating

“Very polite and prompt service. Extremely helpful!”

Trustpilot 5/5 Rating

“Highly recommended, very good and helpful.”


The number of people mis-sold a mortgage in the UK is estimated to be 3 million.


Mortgage Mis-selling has been featured in the press

A small selection of lenders we have successfully claimed against

Lender not on the list? Enquire with us and we will keep you updated if your lender has been found to mis sell

Start Here To Make You Claim

60 Second FAST TRACK Claim Check

Did your mortgage start after October 2004?

Reasons you can make a claim

  • I had an interest only mortgage
  • I used a mortgage adviser/broker
  • I consolidated loans, credit cards or debt
  • My mortgage ends/ended after my retirement
  • I had bad credit at the time
You could have a valid mortgage claim in the UK

Mis-Sold Mortgage?

If you have taken out a mortgage in the last 25 years, there is a chance you may have been mis-sold. We can check if you qualify and estimate how much compensation you could be entitled to.

What Is the Qualification Criteria?

Reasons you can make a claim:

  • I had an interest only remortgage
  • I used a mortgage adviser/broker
  • I consolidated loans, credit cards or debt
  • My mortgage ends/ended after my retirement
  • I had bad credit at the time
  • The mortgage was used to fund an investment abroad
Do I Qualify Mis-sold?

Who Will Be Making My Claim?

SJS Legal. Why run your claim through us?

  • We have proven mortgage mis-selling claims can result in over £100,000 due to the large value of a mortgage itself.
  • We are now offering a completely obligation free claim assessment.
  • We have over 20 years experience in mis-selling claims and have helped claim back over £10.3 Million for clients in 2018-19.
  • We run a No Win, No Fee policy
  • Our success fee is fair
Do I Qualify Mis-Sold?

How The FAST TRACK Claim Process Works


Speak to our advisors

Once you have submitted a basic enquiry one of our advisors will be in touch to get as much information as possible about your mortgage, and request the relevant paperwork


Your claim evaluated

The details of your claims will be considered by our team who will assess whether you have a valid claim worth pursuing


Accepted and Agreed

Once we agree to take on your claim, our solicitor will work on a No Win, No Fee basis to get you the maximum compensation you deserve

We run a FAST TRACK Mortgage Claim Approval

From when you first get in touch with us, we aim to handle your potential claim efficiently and effectively. We will get in touch with you by phone to ensure that we have the full details concerning your mortgage, so that we can make a proper assessment whether you have a valid claim.

Once we have assessed your case, we will either send you relevant documents for you to sign giving us permission to act on your behalf, or we will ask you to increase the speed of your claim by up to 60% by signing a simple Docusign.

We can help in a number of circumstances including:

  • You have ever fallen into arrears due to being mis-sold
  • You have been charged excessive administration fees or arrears fees
  • The lender paid your broker a fee that was added to the mortgage

We look forward to helping you claim back the money you deserve.

Do I Qualify?

Mis-sold Mortgages

Mortgage regulations state that mortgages, whether organised via a broker or lender, must be affordable for the entire term of the mortgage. If not, then it is possible that your mortgage could be considered mis-sold and you may be able to claim compensation.

A common case of mis-selling is when buyers were given interest only mortgages and were not fully made aware of the implications and the potential need to switch to a Repayment Mortgage at some point. This type of mortgage would have worked at significantly more expensive in the long term.

This sort of negligent advice from a broker or a lender could have resulted in your mortgage being mis-sold and open the potential to making a claim.

Do any of these apply to you?

  • You have a mortgage of £60,000 or over that is ongoing, or that was redeemed not more than 6 years ago
  • You have ever fallen into arrears with your mortgage
  • You have been charged excessive administration fees or arrears fees
  • The lender paid your broker a fee that was added to the mortgage

Stephen Blackburn was eligible for £65,994 compensation

Client Testimonials

I cannot begin to say how happy I was with the service I received from Geoff. He has tailor made my policy to suit me. I totally understood everything and I couldn’t be happier…I now have him on speed dial or email so I can recommend my family friends and colleagues…thank you.

Stephen Blackburn

Emma Smith was eligible for £23,000 compensation

Client Testimonials

I was worried about making my claim as I didn’t know what to expect but the team at SJS Legal were attentive and I was re-assured by their expertise. I felt like I was in safe hands and they really did go the extra mile to get me the right result.

Emma Smith


SJS Legal are skilled at dealing with thousands of claims like yours. We assess each claim and its chances of success so that we do not give you false hope of making a successful claim. We will efficiently and honestly have our experts assess your claim, and if you qualify, we will pass you onto one of our dedicated solicitors to deal with the claim on your behalf.

No, making a claim will not have any impact on your current mortgage nor will it affect a future mortgage as it has no impact on your credit rating. Your current lender is obliged to treat your fairly and cannot alter your current mortgage to less favourable terms as a result of you making a claim.

You will not have to pay a thing up front, as we work for you on a No Win, No Fee basis. We will offer you a no obligation consultation, and once we have established the likelihood of a valid claim will ask you to sign terms which mean that all costs will be covered in the event your case is not successful. In the event that your claim is successful, we will deduct a percentage of your compensation, usually up to no more than 30%.

It’s not a big deal if you can’t find any paperwork relating to your mortgage. If you provide us with details of your mortgage provider and when you took the mortgage out, we will be able to get the details from them.

It may still be possible to make a claim even if you no longer own that property for which the mortgage was taken out. It’s possible if you were forced to sell your home or downsize due to being unable to afford it, that your mortgage was mis-sold. There is always a possibility that you might have been overpaying on the mortgage for the time you were at the property.

It will not matter if one party is no longer at the property – both would have the right to make a claim. Even if it would be difficult having to deal with an ex-partner, all we need is a signature from both parties and we can then direct our attention to a designated person making the claim.

Mortgage compensation claims are usually against the mortgage provider or your broker who enabled it. Much will depend on how you obtained your mortgage and the advice you received at the time. If the person or company you are claiming against are no longer in business, it may be possible to make a claim against the Financial Services Compensation Scheme (FSCS).

Mortgage compensation will vary and will depend on the degree to which you have been disadvantaged by the mis-selling or the overpayments. Compensation will consider the financial position you are in now and the position you would have been had you not been mis-sold or overcharged.

You could be due £1000’s in compensation

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